§4.6Safeguards

Because nothing here is exclusive, priced by health or compulsory, the safeguards can be few and firm: (1) hawkers opt in, starting the contact or answering an open call, and no one is approached cold; (2) a 21-day cooling-off period on every Fellowship and mortgage; (3) a legal fund pays for the hawker's own lawyer, financed but not directed by the Seed Bank, with contracts in English, Mandarin, Malay and Tamil and an oral explanation in dialect; (4) the family is told in writing; (5) an independent ombudsman, appointed by the board, reports publicly each year; and (6) an outside audit of every Fellowship and mortgage, every year.